What is Billie?

Billie is a small loan for the quiet week. Built for drivers and riders on the apps, to help out when this week's earnings don't match this week's bills.

No forms. No interest. A flat 5% fee, capped.

• $10 to $200 at launch (more for eligible returning customers)
• Apply in a few minutes, right from your phone
• Flat 5% fee, capped
• No credit history needed
• One advance at a time — no sneaky line of credit waiting to drag you into a debt spiral
• Weekly repayments, up to 62 days
• Bank-statement-assessed (no payslips required)

We're starting with a first group of borrowers, and opening up to more drivers and riders as we go.

Billie at a glance

The Billie Pay Advance is offered by Billie Loans Pty Ltd (ACN 678 126 899), an Australian company. It is a small, short-term loan of $10 to $200 for people 18 and over in Australia with regular income paid into an Australian bank account, including people who earn as rideshare and delivery drivers and riders, repaid in weekly instalments over up to 62 days. Billie charges no interest. A one-off 5% Transaction Fee applies: borrow $200 and you repay $210. Eligibility, identity and affordability checks apply, and Billie is not suitable for everyone. Read our Target Market Determination before applying.

Apply now