Your money, sooner.

Drivers and riders on the apps in Melbourne and Sydney: Uber, Uber Eats, DoorDash, DiDi, Airtasker, Milkrun, and Amazon Flex. If you're earning through any of these and you need a small loan to bridge the short week, Billie is built for you. No employer or traditional payslip needed.

At launch, $10 to $200. The limit grows for returning customers as Billie grows. We start small on purpose – the first loans are funded by us personally, and we'd rather lend a little to a lot of people than a lot to a few.

A one-time flat charge on what you borrow. No interest. No compounding. Nothing else gets added. Borrow $200, the fee is $10, you pay back $210. Full stop.

Chat with Billie, confirm a few details, and securely connect your bank account so we can check affordability. If you're eligible, you can be approved in minutes.

Repayments are weekly, so you have one less thing to worry about. You choose your term (up to 30 days) when you apply, and we show you the full schedule before you accept. Each instalment is the same, with a smaller final payment to round out the term.

No. Billie doesn’t ask for payslips, documents or a credit history. We look at the income already in your bank statements and what you can comfortably repay. Billie never reports your loan to anyone else either, so borrowing with us leaves no trace.

Life happens. If you think you might have trouble repaying, get in touch as early as you can. See our hardship page for details.