Who can use Billie?
Anyone 18 or over, living in Australia, with regular income paid into an Australian bank account. Billie is built for drivers and riders on the apps: Uber, Uber Eats, DoorDash, DiDi, Airtasker, Milkrun, and Amazon Flex. No employer or traditional payslip needed.
How much can I borrow?
At launch, $10 to $200. The limit grows for returning customers as Billie grows. We start small on purpose – the first loans are funded by us personally, and we'd rather lend a little to a lot of people than a lot to a few.
What exactly is the 5% fee?
A one-time flat charge on what you borrow. No interest. No compounding. Nothing else gets added. Borrow $200, the fee is $10, you pay back $210. Full stop.
How do I get approved?
Chat with Billie, confirm a few details, and securely connect your bank account so we can check affordability. We show you the full repayment schedule before you accept. Approval is not guaranteed.
How do I repay?
Repayments are weekly, so you have one less thing to worry about. You choose your term (up to 62 days) when you apply, and we show you the full schedule before you accept. Each instalment is the same, with a smaller final payment to round out the term.
Do you check my credit history?
No. Billie doesn’t ask for payslips, documents or a credit history. We look at the income already in your bank statements and what you can comfortably repay.
What if I can't make a repayment?
Life happens. If you think you might have trouble repaying, get in touch as early as you can. See our hardship page for details.