Borrow $200.
Repay $210.
You choose how long, up to 62 days.

Small loans for drivers and riders on the apps

Chat to borrow $10 to $200 at 0% interest. Flat 5% fee.

Now taking applications

Apply now
  • Borrow from $10 to $200
  • Advance term: you choose, up to 62 days
  • Interest: 0% p.a.
  • Fee: 5%. e.g. Total to repay on a $200 loan is $210
  • You see the full repayment schedule before you accept.

Short week?

A delivery rider on an electric bike beside the Yarra River in Melbourne

Quiet shifts. Algorithm changes. Rent. Food. Uni fees. Remittances. Rego.

All due this week.

But pay day is next week.

You need Billie

Apply now

Who can apply?

You can apply if you:

  • are 18 or older
  • live in Australia
  • are allowed to do the work you are paid for
  • are paid into an Australian bank account in your name

0% interest.

Always. Billie charges no interest. Ever.

5% flat fee.

How do I apply?

Hit ‘Apply now’ and talk to our friendly chat.

How much does it cost?

Drag the slider

$200
You borrow$200
Billie fee (5%)$10
You pay back$210
Apply now

I need $150 for new tyres

No problem! The total amount repayable is $157.50, including a 5% flat fee of $7.50. How long do you need to borrow it for?

Three weeks. When can I get it?

Once approved, the cash goes straight to your bank account.

Billie is live!

Our first batch is open. Apply in a few minutes, right from your phone.

Apply now

How Billie works

It’s as simple as a chat! No forms. No uploads.

  1. Tell Billie what you need
  2. We verify your income – not your credit history
  3. Cash sent directly to your account
Apply now

Tell me more!

Who can use Billie?

You can apply if you:

  • are 18 or older
  • live in Australia
  • are allowed to do the work you are paid for
  • are paid into an Australian bank account in your name
How much can I borrow?

At launch, $10 to $200. The limit grows for returning customers as Billie grows.

What exactly is the 5% fee?

A one-time 5% fee on what you borrow. No interest. Borrow $200, the fee is $10, you pay back $210.

How do I get approved?

Chat with Billie, confirm a few details, and securely connect your bank account so we can check affordability. We show you the full repayment schedule before you accept. Approval is not guaranteed.

How do I repay?

Repayments are weekly. You choose your advance term, up to 62 days, when you apply. We show you every repayment date before you accept.

Do you check my credit history?

We don’t use your credit history to decide. We look at the income in your bank account. To confirm who you are, we ask for your ID details and, if you agree, check with third parties that you are who you say you are.

What if I can't make a repayment?

Life happens. If you think you might have trouble repaying, get in touch as early as you can. See our hardship page for details.